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Home / Health Insurance

Health Insurance OSHC & OVHC

Health insurance is a vital aspect of living in Australia, providing peace of mind and financial protection in case of medical emergencies or health issues. It ensures access to quality healthcare services without the burden of hefty medical bills.

For international students and workers, having adequate health insurance is not only a legal requirement but also a smart investment in personal well-being and safety.

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Overseas Student Health Cover (OSHC) in Australia

Overseas Student Health Cover (OSHC) is a comprehensive health insurance plan tailored for international students in Australia. Its key features include:

  • Medical Services: Covers visits to general practitioners, specialists, and emergency medical assistance.
  • Hospital Coverage: Includes hospital accommodation, surgical procedures, and in-hospital medications.
  • Prescription Medicines: Provides partial reimbursement for prescription medications.
  • Ambulance Services: Covers emergency ambulance transportation.
  • Direct Billing: Many providers offer direct billing services, allowing students to receive treatment without upfront payments.
  • Duration of Coverage: OSHC must be maintained for the entire duration of the student visa, ensuring continuous protection.

 

Overseas Visitors Health Cover (OVHC)

Overseas Visitors Health Cover (OVHC) is designed for international visitors and temporary residents in Australia. Its features include:

  • Medical and Hospital Expenses: Covers doctor visits, hospital stays, and medical treatments.
  • Outpatient Services: Includes coverage for services like pathology, radiology, and physiotherapy.
  • Prescription Medicines: Provides coverage for prescribed medications, subject to limits.
  • Ambulance Cover: Offers coverage for emergency ambulance transportation.
  • Flexibility: Various levels of coverage are available, from basic to comprehensive plans, to suit different needs and budgets.
  • Waiting Periods: Some services may have waiting periods before coverage becomes effective.

 

How GetMyPolicy Can Help?

GetMyPolicy is an online platform that simplifies the process of finding and purchasing health insurance for individuals planning to stay in Australia. It offers a user-friendly interface and a wide range of options, making it easier to compare and choose the right insurance policy. Whether you’re a student or a visitor, GetMyPolicy provides a hassle-free solution to meet your insurance needs.

Features:

  • Variety of Plans: Access to numerous insurance plans from top providers.
  • Comparison Tool: Easily compare policies based on key factors.
  • Instant Quotes: Get quick quotes to aid decision-making.
  • Secure Purchase: Safe online platform for buying policies.
  • Customer Support: Dedicated assistance for any queries.
  • Informative Resources: Helpful guides and resources available.
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